The interest rate is prime plus a maximum of 1%. Its a revolving line of credit and you only pay interest on the amount you are using.

When you need a reliable source of cash, a home equity line of credit is just like a pre approved loan that you can access whenever you need it.!  Its simple – use your debit card, write a cheque, or call us and we will issue a cheque for you. Best of all, you only pay interest on your outstanding balance. City Savings Financial Services, your connection to smart money management.

A Meritline HELOC….Prime plus a maximum of 1%…HELOC is an abbreviation for Home Equity Line of Credit. Rates are for information purposes only, and are subject to change at any time without notice. Available in Canada to Canadian residents.

Apply today by using our secure on line loan application.

For a limited time get 2.99% on our 4 year closed mortgage. Still with a maximum of 30 year amortization and, at anytime during each year you can prepay up to 20% of the original principal amount of your mortgage without notice or bonus, and once during each year of the term of your mortgage you may still increase your payment by up to 20% of the principal and interest payment originally required by the terms of the mortgage. This is a special discounted rate and is only available on new mortgage applications made by March 31st, 2012. Funds must be advanced prior to May 31st, 2012.  Applications are subject to meeting City Savings usual credit criteria.

This special offer may be withdrawn or amended without notice at any time.  

-Planning a home improvement this spring? Our MeritLine Home Equity Line of Credit Loan is a unique solution to help you with your dream renovation. Rates are prime plus a maximum of 1%. Its a revolving line of credit and you only pay interest on the amount you are using.

When you need a reliable source of cash, a home equity line of credit is just like a pre approved loan that you can access whenever you need it ! Its simple – use your debit card, write a cheque. or call us and we will issue a cheque for you. Best of all, you only pay interest on your outstanding balance. City Savings Financial Services, your connections to smart money management.

A Meritline HELOC….Prime plus a maximum of 1%…HELOC is an abbreviation for Home Equity Line of Credit. Rates are for information purposes only, and are subject to change at any time without notice. Available in Canada to Canadian residents.

Apply today by using our secure on line loan application…

- Maximize your tax break.
- Grow your investment with tax-free compounding.
- Top-up unused RRSP contribution room from previous years.
- Top-up this year’s RRSP contribution.
- Use your income tax refund to help pay down your loan.

Just because you’re short on cash right now doesn’t mean you have to forfeit a financially healthy retirement. Contributing on a regular basis will help build a significant nest egg over time.

Our RRSP loan offers one of the best rates available and is guaranteed fixed for one year, and don’t forget, when you receive your income tax refund you can use it to pay down your loan.

Click here and use our simple online loan application to make the most of your tax return this season.

Remember, it’s a leap year so you have until February 29 2012.

More Info on RRSPs »

City Savings Financial Services keeps you connected to your money at our Credit Union and at any other financial institution where you have money with our new ‘Me-to-Me’ money transfer. If that’s not enough, we can connect you to time savings too. Transfer funds to anyone else that has an email address and a bank account in Canada with our new Interac e-Transfer capability. City Savings Financial Services – your connection to a bright financial future!