| Chequing Accounts | |
| NSF Cheques | 30.00 |
| Staff transfer from savings to P.C.A. to cover overdraft (No charge if requested prior to cheque clearing) |
5.00 |
| Cheque certification* | 5.00 |
| Cheque certification for non-member | 15.00 |
| Cheque in US funds cleared on CDN account | 15.00 |
| Stop payment (full details) | 7.00 |
| (without full details) | 15.00 |
|
Overdraft charge, higher of current interest rate OR |
5.00 |
|
Counter cheques from other financial institutions |
10.00 |
|
Photocopy of cheque |
5.00 |
| Personal One monthly maintenance fee | 10.95 |
|
Per cheque clearing* |
.45 |
|
Monthly account maintenance fee* |
1.00 |
| Current account per transaction | .55 |
| U.S. Dollar Accounts | |
| U.S. account monthly maintenance | 1.00 |
| Per cheque or withdrawal fee | .50 |
| Mortgage & Personal Loans | |
|
Mortgage discharge, preparation only |
100.00 |
|
Mortgage renewal |
100.00 |
|
Mortgage discharge |
250.00 |
|
Bridge loans (Fee indicated + interest) |
300.00 |
|
Chattel searches |
25.00 |
|
Late payment fee, personal loans (More than 5 days) |
15.00 |
| Late payment fee, mortgage loans (More than 5 days) | 25.00 |
| ATM | |
|
1st card free, each additional |
5.00 |
|
“The Exchange” and “Acculink” ABM’s*** deposits/withdrawals |
Free |
|
Interac ABM withdrawal*** |
1.35 |
| Plus ABM withdrawal*** | 3.50 |
| Bill Payment & POS | |
|
Over the counter bill payment, non-member |
5.00 |
|
Over the counter bill payment* |
2.00 |
|
Bill payment by phone* |
.35 |
| Bill payment by phone for current account holders | .55 |
| Point of sale direct debit* | .35 |
| Miscellaneous | |
|
Safety deposit box rental – Small |
35.00 |
|
Safety deposit box rental – Medium |
40.00 |
|
RRSP full transfer out |
50.00 |
|
Duplication of statement |
3.00 |
|
Transfers to other financial institutions |
5.00 |
|
Fax transmittal/receiving 1st page |
2.50 |
|
Fax transmittal/receiving each additional page |
1.00 |
|
Custom letter |
20.00 |
|
Canadian money orders* |
5.00 |
|
US money orders* |
5.00 |
|
American Express Traveller’s cheques* commission rate fee |
1% |
|
Search of records ($25 minimum charge) per hour |
25.00 |
|
Balance of account transfer |
25.00 |
|
Inactive account annual fee (or account balance if less than annual fee) |
25.00 |
| Early account closure (within 90 days) | 10.00 |
|
Confirmation of account balance letter |
20.00 |
|
Interest letter |
5.00 |
|
Ordering Foreign Currency |
25.00 |
|
Processing Estate Accounts, RRSP, RRIF, TFSA |
100.00 |
|
Staff transfer to/from CITe account |
15.00 |
| Credit Union Corporate cheque withdrawal | 3.00 |
| *Does not apply to Personal One account holders **Fees drawn in US dollars ***Network surcharges may apply |
|
